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Money Lost & Found

Official, free searches for money that's already in your name: unclaimed property, old 401(k)s and pensions, refunds and more. Every link goes straight to the government or official source.

Free search of unclaimed property held by participating US states: forgotten paychecks, deposits, refunds and dormant accounts.

Run by the state unclaimed property administrators. Links to every state's official search, and it's now where to look for old matured savings bonds.

The FTC's list of current refund cases from its settlements with companies, with who qualifies and who to contact.

The US Department of Labor's database for tracking down old workplace retirement plans. Needs a Login.gov account; check who it currently covers.

Free private registry where employers list retirement money owed to former workers. Searched by Social Security number.

The federal pension insurer's search for pension money owed from plans that ended or were taken over.

Your official Social Security account. Check each year of your earnings record against old W-2s; a missing year can lower your benefit.

Track a federal tax refund you've filed for. If you never filed for a past year, you generally have three years to claim that refund.

Search for FHA mortgage insurance refunds owed to homeowners who paid off or refinanced an FHA loan.

Undelivered VA life insurance payments, dividends and premium refunds for veterans and families (older VA policies, not SGLI or VGLI).

Buy and manage electronic savings bonds, including I Bonds. Its Treasury Hunt search was retired in 2025, so look for old paper bonds through Unclaimed.org.

The government's free Pension Tracing Service for finding a workplace or personal pension you've lost track of.

Free tracing of lost bank, building society and NS&I accounts.

Check whether your Premium Bonds have won prizes you never collected.

Search dormant bank accounts and uncashed bank drafts now held by the Bank of Canada.

How to search

Programs change. Check each site's current rules. Not financial advice. Links checked October 2026.